Scammers Are Calling: Here’s How to Stop Them

Scammers know exactly how to push the right buttons. They create panic, pretend to be officials, and pressure people into handing over personal details or money. If you’ve ever received a call, email, or text from someone claiming to be from Social Security, the IRS, or Medicare, demanding action right away—you’re not alone.

Hang up!! Delete!! Don’t respond!!

Thursday, March 6, 2025, is National Slam the Scam Day, a time to raise awareness about government imposters and stop fraud before it spreads. Knowing what to watch for can keep you and your loved ones safe.

How Scammers Try to Trick You

These schemes are designed to scare you into making quick decisions. Here’s what to watch out for:

• Social Security Scams – A caller says your benefits are in danger and you need to verify your information or send money.
• Fake IRS Calls – Someone claims you owe taxes and must pay immediately to avoid penalties.
• Medicare Fraud – A message says you need a new Medicare card, but first, you must share personal details.
• Veteran Scams – Some fraudsters pretend to be from the VA, asking for banking or medical records.
• Random Texts – Texts or emails from unknown sources that simply say “hi” or “I haven’t seen you for a while” are attempts to pull you into conversation to develop trust so the scam can start.

Legitimate agencies will never call, email, or text asking for payments or private information. If you receive a message like this, it’s a scam.

Hang up!! Delete!! Don’t respond!!

What to Do If You Receive a Suspicious Call or Message

If something doesn’t feel right, follow these steps:

• Stay calm – Scammers use pressure to make you act without thinking. Breathe and thing before responding.
• Don’t reply – It is not rude to hang up on a scammer. You have no obligation to answer them.
• Never give out personal details or send money.
• Ask a Trusted Advisor – Run it by a family member, friend, financial advisor or attorney for their opinion.
• Verify the source – If you are worried it is legitimate, look up the agency’s real contact information and reach out to them directly.
• Report it – Let the Federal Trade Commission (FTC) know at ftc.gov to help prevent others from falling victim.

Hang up!! Delete!! Don’t respond!!

Keep Yourself and Loved Ones Safe

Older adults are often the focus of these scams. Taking a few precautions can help protect your family:

• Be cautious with personal details – Never share Social Security numbers, banking details, or passwords over the phone, by email or by text.
• Check financial accounts regularly – Look for unexpected withdrawals or charges.
• Talk to loved ones – Discuss common scams so they know what to avoid.

At Bassett Murray Law Group, we care about protecting your estate and financial well-being. If you have concerns about safeguarding assets or preventing financial abuse, we can help. Contact us today for personalized guidance by calling 734-930-9200 or 231-427-2292, or visit us online.

Stay alert, stay informed, and slam the scam before it happens.