Why Is It Important to Report Life Changes for Social Security?

Life’s changes—like marriage, divorce, or children moving out—can impact your Social Security or SSI benefits. Keeping the SSA updated helps prevent overpayments and ensures accurate support.

At Bassett Murray Law Group, we guide individuals and families through Social Security complexities. Learn why reporting changes matters and how we can assist you.

Why Reporting Changes Matters

The SSA bases your benefits on your circumstances, such as income, marital status, and living arrangements. Changes to these factors could mean your payment amount needs adjustment.

• Overpayments: If you receive more than you’re eligible for, you’ll need to repay the excess.
• Underpayments: Failing to report could mean missing out on benefits you’re entitled to.

Timely reporting helps ensure the correct amount arrives every month.

What Changes Should You Report?

The SSA requires updates on several key life events. Make sure to report the following to avoid benefit disruptions:

• Marriage or Divorce: Changes in marital status may impact your eligibility or payment amount.
• Death of a Spouse or Dependent: Let the SSA know if your spouse or a dependent receiving benefits passes away.
• Becoming a Parent: Whether through birth or adoption, adding a child may affect your benefits.
• Child Status Changes: If a child receiving benefits marries or moves out of your home, you’ll need to update their information.

How to Report Changes

The SSA offers several convenient ways to update your information:

• Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778)
• Visit or contact your local Social Security office (find it at ssa.gov/locator)
• Use your My Social Security account at ssa.gov/myaccount

For address or direct deposit updates, online and automated phone services are also available.

How We Can Help

Bassett Murray Law Group is here to simplify the process by identifying necessary updates, ensuring all forms are completed accurately, and representing you in disputes or appeals.

Protect your benefits by calling us at 734-930-9200 or 231-427-2292, or visiting us online to schedule a consultation. Stay ahead of life’s changes with our trusted guidance.